The term UTR No. means Unique Trasaction Reference Number and it is generally used in association with NEFT transactions done through bank. For every successful NEFTtransaction, your Bank will provide a UTR number (Unique Transaction Reference No.). For example, if you do the a NEFT transaction with a branch of Union Bank of India, the Union Bank of India will provide the UTR No. to you which can be used to track the transaction later. So, UTR number is a unique code for identifying the NEFT transaction.
Please note that to make NEFT